(F) A licensee might need the debtor to give insurance coverage or a loss endorsement that is payable reasonable risks of loss, harm, and destruction of property utilized as safety when it comes to loan along with the permission regarding the debtor such insurance coverage may protect home besides that which will be safety when it comes to loan. The term and amount of necessary home insurance coverage will be reasonable in terms of the quantity and term associated with loan agreement as well as the kind and value regarding the safety, plus the insurance will be procured prior to the insurance coverage regulations with this state. The purchase of the insurance coverage through the licensee or a representative or broker designated because of the licensee shall never be a disorder precedent to your granting of this loan. In the event that debtor acquisitions the insurance coverage from or through the licensee or from another supply, the premium can be within the principal number of the mortgage.
(G) as well as the interest and costs given to by this part, no more or any other quantity will be charged or needed by the licensee, except the levels of charges authorized for legal reasons to record, file, or launch safety interests on that loan and charges for credit file, which amounts could be contained in the major number of the mortgage or gathered at any moment following the loan is manufactured, and except expenses and disbursements to that the licensee could become entitled for legal reasons associated with any suit to get a loan or any legal task to recognize on a protection interest after standard.